Your Health Balance Sheet

September 13, 2026

The Investors Junto

Every year you get a physical. What comes back is a page of numbers nobody taught you to read, and nobody carries them forward. There's no trend line because nobody ever drew one. That's the problem — not that you don't care about your health, but that it never sends you a statement.

This does. Answer a few questions. Get your number.

Basis

not scored · sets the reference cohort
Age
years
Sex at birth
Height
ftin
Weight
lb

Capacity

45 points
Activity level
Resistance training
Days per week
Two flights of stairs
Normal pace, without stopping to breathe
Chair rise
Stand from a low chair without using your hands
Sleep duration
Typical hours on a weeknight
hours
Sleep consistency
Same bedtime within about an hour most nights
Mobility work
Days per week of stretching, yoga, mobility
Floor test
Down to the floor and back up without hands or knees
Single-leg balance
Can you hold it for ten seconds?

Claims

55 points
Waist measurement
No tape measure handy? Estimate from pants size.
in
Blood pressure
Ever been told it's high?
Cholesterol
Ever been told it's high?
Glucose
Ever been told prediabetic or diabetic?
Tobacco
Alcohol
Drinks per week
drinks

Fixed claims

carried, not paid down
Family history
Parent or sibling with heart attack or stroke before 60
Prior event
Heart attack, stroke, or cardiac procedure

Audit status

has this statement been audited
Age, height and weight are needed to set the reference cohort.